Best Regular Savings Account
Eight questions you need to ask your Wealth Manager
Ensure you get the best value by asking these essential questions
Best high-yield savings accounts in February 2021 1. Quontic Bank – 0.65% APY, $100 minimum opening deposit Quontic Bank was established in 2005 and has its headquarters in New York. Compare Regular Savings Accounts. Find a savings account: The Which? Difference; Which? Money Compare's comparison tables shows hundreds of savings accounts from providers large and small, whether we get paid commission or not. It makes no difference to how the savings accounts appear in our tables, meaning you’ll always be able to stay in. Package Money Market Savings eligibility – A U.S. Bank Package Money Market Savings account requires you to maintain an open U.S. Bank Silver or Gold Checking Package with at least one common account holder on each account. The Package Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the associated. Interest is paid annually. No access within the 12 month term, unless you close the account. Interest is paid on the anniversary of account opening. After 12 months, any money you’ve saved into your Regular Saver along with interest accrued, will be transferred into your nominated Halifax account.
1 | 2 | 3 | 4 | 5 |
Regular Saver (5) | Start to Save | Regular Saver | 1 Year Regular Saver Bond Issue 24 | 1 Year Regular Saver (Issue 4) |
Click here to find out what the * means | ||||
AER What's This?This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts. | ||||
1.00% | 1.00% | |||
Gross Interest Rate What's This?This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER. | ||||
1.00% | 1.00% | |||
Minimum opening balance | ||||
£1 | £25 | £1 | ||
Minimum required per month | ||||
£0 | £20 | |||
Maximum allowed per month | ||||
£500 | £250 | £250 | ||
How to manage the account | ||||
Mobile Banking, Online | Branch, Online, Post | |||
How to apply | ||||
Online, Post, Telephone | Branch, Mobile, Online, Telephone | Branch, Post | ||
Account summary | ||||
Withdrawals or closure are subject to a charge equal to 30 calendar days’ interest on the amount withdrawn. At the end of 12 months on the anniversary of account opening, your account will transfer to an Easy Access Saver (7). Interest is paid annually. | Easy access. Prize draws to win £100 will take place on 23 April 2021; 21 July 2021 and 21 October 2021. | No access within the 12 month term, unless you close the account. Interest is paid on the anniversary of account opening. | Access on closure only, subject to the interest rate reducing to match the Instant Access Account. On maturity, the account is transferred to the Instant Access Account. Interest is paid on maturity. | The term of this product is one year. The Regular Saver allows one withdrawal to be made in the term. You must make a monthly deposit of between £1 and £250 per calendar month. Interest is paid annually. You can close your account at any time without notice or penalty. |
Financial Services Compensation Scheme What's This?The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, ourCash Advice Service can help you. | ||||
Own Licence | Own Licence |
Join Savings Champion and never worry about your interest rates again!
Yes, Please!
Best Regular Savings Accounts Uk
I want Savings Champion to track my accounts and let me know if they become uncompetitive.
Best Regular Savings Account Ireland
No, thanks.
Best Interest Rates Uk
Just take me straight to the provider